I don't know how all these organizations got my phone number, but I usually get anywhere from 3-5 calls per week asking me to donate. With all the calls I get, you'd think that I have amassed some huge fortune like Warren Buffett or Bill Gates. Well, I haven't. By most standards, I'm somewhere between poor and middle-class. Mainly because of student loans (around $40,000), I have a negative net worth. So please, stop asking for money!